Launching mid-November 2026 Get early access

Keep track of all of your properties accurately in one secure, simple location.

monetary.com.au brings every property you own into one secure account that is simple to use. You enter the figures once, and the website tracks each property accurately from purchase to sale, calculates its true cashflow, records rental changes and tenant requests, and produces a ledger that you can easily print or save for your accountant.

  • No account needed for the demo (nothing is saved in the demo version)
  • $129 a year, everything included
  • Built by Australian property investors
Sample portfolio, projected forward
$2,410,000
Year 2026 +$0

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Built by people who invest in Australian property.

Created by a team that is involved in the Australian property industry with decades of combined investing experience. We want to make keeping track of your portfolio easy.

Completely created and owned by a company that takes your data security seriously and makes your information security its number one priority.

Our data promise

We promise that we will never use your data, sell your data or engage in any data harvesting EVER!

— monetary.com.au management
Helpful Australian RBA information
RBA cash rate · changed 30 September 2026
Board decisions over the last five years
4.60%
RBA cash rate currently in force
+1.00 pts
Change over the last 12 months
Rises
17
Cuts
3
Holds
26
Nov 2021 Oct 2026

Over the last five years the Reserve Bank Board has met 46 times: 17 rises, 3 cuts and 26 holds.

The Complete Solution

One platform for your entire portfolio — simple to use, easy to maintain, and an uncomplicated way to give your accountant what they need.

Acquisition through to disposal, modelled in a single system. You enter what you paid, what it earns and what it costs to hold. Every figure downstream of that — net weekly position, gross and net yield, duty payable, the annual ledger, the ten-year growth projection — is derived, reconciled and kept consistent for you.

A consolidated position

Every asset you hold, reported as one balance sheet rather than as a folder of disconnected spreadsheets. Values, debt, equity and net weekly position roll up automatically the moment a single input changes.

  • Portfolio value, total debt and equity, reconciled
  • Per-property and aggregate net position, weekly
  • Archive a disposed asset without losing its history

Cashflow, resolved to the dollar

Rent received against every outgoing — rates, insurance, management, maintenance, strata and interest — netted to a single weekly figure per property. You will know precisely what the portfolio costs you to hold, before your accountant tells you.

  • Net weekly position, per property and in aggregate
  • Gross and net yield calculated on current valuation
  • Repayments modelled on the rate you actually pay

Acquisition modelling

Assess a purchase before you commit to it. Stamp duty is calculated tier by tier with the working shown, and the associated acquisition costs are captured alongside the purchase price so the true entry cost is never understated.

  • Duty broken down tier by tier, not as a single number
  • Additional acquisition costs recorded against the asset
  • Initial purchase price retained for capital-gains purposes

A ledger you can defend

A complete general ledger for every property, in every financial year — expenditure, credits and rent recorded separately, each with its own running total. Close a year when it is finalised and it cannot be altered by accident.

  • Expenditure, credits and rental income tracked discretely
  • Replicate an entire cost structure across properties
  • Lock a completed financial year against amendment

Tenancy administration

Rental movements, lease terms, insurers and tenant matters held against the property they belong to. The platform monitors lease expiry on your behalf and notifies you before a renewal becomes urgent rather than after.

  • Rental increases and lease terms recorded per tenancy
  • Automated lease-expiry notification, on your schedule
  • Insurer, policy notes and open tenant requests retained

Ten-year capital projection

Project the portfolio forward at growth rates you set yourself, property by property, and see the compounding position rather than a single blended guess. Adjust one rate and the whole projection re-bases instantly.

  • Independent growth assumption for each asset
  • Projected value and capital gain across ten years
  • Every assumption visible, editable and dated
Why it is worth your time

The difference between owning property and running a portfolio.

Most investors are not short of information. They are short of a single place where all that information is correlated. monetary.com.au is built for the point at which a second or third acquisition makes a spreadsheet a liability rather than a tool.

01

Know your true weekly cost, permanently

Interest, rates, insurance, management fees, strata and maintenance netted against rent received — recalculated the instant any one of them moves. No month-end reconstruction, no version of the file that disagrees with the other version.

02

Model the next acquisition before you commit

Enter a prospective purchase and see the duty, the entry costs, the servicing burden and the effect on the aggregate position — before an offer is written, not after settlement, when the numbers are no longer negotiable.

03

Arrive at tax time with the work already done

A locked, itemised ledger per property per financial year, with income and expenditure separated and every entry dated. What your accountant asks for in June has been assembling itself since July.

Comparison How the same portfolio is run, before and after

BeforeManaged on a spreadsheet

  • Figures re-entered by hand across several files, and quietly diverging
  • Holding costs discovered at year end rather than monitored through the year
  • Lease expiries and rate movements tracked from memory
  • A formula nobody can now explain sitting underneath the total

AfterManaged on monetary.com.au

  • One authoritative record, with every derived figure computed from it
  • Net weekly position current at all times, per property and in total
  • Lease expiry notified automatically, ahead of the renewal window
  • Every calculation shown in full, sourced and dated
Cash rate target
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In force
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Cycle peak
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Cycle trough
Annual interest expense
On $600,000 of borrowings, at the cash rate in force at each year end
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At today's rate
—
At the trough
Decisions per year
How concentrated the repricing was, year by year
—
Total moves
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Busiest year

Source: RBA cash rate target, by decision date, smoothed here for shape. Interest is simple annual interest on a $600,000 principal at the target rate — an illustration of direction and magnitude, not a quotation of any lender's product.

Assess the platform in full before you commit to anything at all.

The demonstration is not a walkthrough and not a recorded tour. It is the platform itself, signed in, with three sample properties already loaded — every module, every calculation and every report you would hold with an account of your own.

The demonstration operates on a single shared, read-only account. Nothing you enter is written to a database, and nothing is retained once you leave the session.

Enter the demo Join launch list