Launching mid-September 2026 — register your interest

Every property.
Every number.
One place.

monetary.com.au consolidates every investment property you hold into a single reporting position — income, holding costs, debt servicing, acquisition duty and projected capital growth — so that every decision you take is made against the actual numbers rather than an estimate of them.

Platform goes live mid-September 2026 — The demonstration environment is already the complete platform without data retention, running on representative sample data. Everything you see in it is what you will be using on day one.

Sample portfolio, projected forward
$2,410,000
Year 2026 +$0

The conditions your portfolio is being held in
RBA cash rate target currently in force
Movement from the trough of the cycle
Board rate decisions since July 2021
Additional annual interest per $600,000 borrowed
Launching September 2026 Accounts open mid-September 2026. Places on the launch list are being taken now, and the list is worked through in order. Register today and you will be among the first admitted. Join the launch list

Built by people who invest in Australian property.

Created by a team that is involved in the Australian property industry with decades of combined investing experience. We want to make keeping track of your portfolio easy.

Completely created and owned by a company that takes your data security seriously and makes your information security its number one priority.

Our data promise

We promise that we will never use your data, sell your data or engage in any data harvesting EVER!

— monetary.com.au management
The Complete Solution

One platform for your entire portfolio — simple to use, easy to maintain, and an uncomplicated way to give your accountant what they need.

Acquisition through to disposal, modelled in a single system. You enter what you paid, what it earns and what it costs to hold. Every figure downstream of that — net weekly position, gross and net yield, duty payable, the annual ledger, the ten-year growth projection — is derived, reconciled and kept consistent for you.

A consolidated position

Every asset you hold, reported as one balance sheet rather than as a folder of disconnected spreadsheets. Values, debt, equity and net weekly position roll up automatically the moment a single input changes.

  • Portfolio value, total debt and equity, reconciled
  • Per-property and aggregate net position, weekly
  • Archive a disposed asset without losing its history

Cashflow, resolved to the dollar

Rent received against every outgoing — rates, insurance, management, maintenance, strata and interest — netted to a single weekly figure per property. You will know precisely what the portfolio costs you to hold, before your accountant tells you.

  • Net weekly position, per property and in aggregate
  • Gross and net yield calculated on current valuation
  • Repayments modelled on the rate you actually pay

Acquisition modelling

Assess a purchase before you commit to it. Stamp duty is calculated tier by tier with the working shown, and the associated acquisition costs are captured alongside the purchase price so the true entry cost is never understated.

  • Duty broken down tier by tier, not as a single number
  • Additional acquisition costs recorded against the asset
  • Initial purchase price retained for capital-gains purposes

A ledger you can defend

A complete general ledger for every property, in every financial year — expenditure, credits and rent recorded separately, each with its own running total. Close a year when it is finalised and it cannot be altered by accident.

  • Expenditure, credits and rental income tracked discretely
  • Replicate an entire cost structure across properties
  • Lock a completed financial year against amendment

Tenancy administration

Rental movements, lease terms, insurers and tenant matters held against the property they belong to. The platform monitors lease expiry on your behalf and notifies you before a renewal becomes urgent rather than after.

  • Rental increases and lease terms recorded per tenancy
  • Automated lease-expiry notification, on your schedule
  • Insurer, policy notes and open tenant requests retained

Ten-year capital projection

Project the portfolio forward at growth rates you set yourself, property by property, and see the compounding position rather than a single blended guess. Adjust one rate and the whole projection re-bases instantly.

  • Independent growth assumption for each asset
  • Projected value and capital gain across ten years
  • Every assumption visible, editable and dated
Why it is worth your time

The difference between owning property and running a portfolio.

Most investors are not short of information. They are short of a single place where that information agrees with itself. monetary.com.au is built for the point at which a second or third acquisition makes a spreadsheet a liability rather than a tool.

01

Know your true weekly cost, permanently

Interest, rates, insurance, management fees, strata and maintenance netted against rent received — recalculated the instant any one of them moves. No month-end reconstruction, no version of the file that disagrees with the other version.

02

Model the next acquisition before you commit

Enter a prospective purchase and see the duty, the entry costs, the servicing burden and the effect on the aggregate position — before an offer is written, not after settlement, when the numbers are no longer negotiable.

03

Arrive at tax time with the work already done

A locked, itemised ledger per property per financial year, with income and expenditure separated and every entry dated. What your accountant asks for in June has been assembling itself since July.

Comparison How the same portfolio is run, before and after

BeforeManaged on a spreadsheet

  • Figures re-entered by hand across several files, and quietly diverging
  • Holding costs discovered at year end rather than monitored through the year
  • Lease expiries and rate movements tracked from memory
  • A formula nobody can now explain sitting underneath the total

AfterManaged on monetary.com.au

  • One authoritative record, with every derived figure computed from it
  • Net weekly position current at all times, per property and in total
  • Lease expiry notified automatically, ahead of the renewal window
  • Every calculation shown in full, sourced and dated
Cash rate target
In force
Cycle peak
Cycle trough
Annual interest expense
On $600,000 of borrowings, at the cash rate in force at each year end
At today's rate
At the trough
Decisions per year
How concentrated the repricing was, year by year
Total moves
Busiest year

Source: RBA cash rate target, by decision date, smoothed here for shape. Interest is simple annual interest on a $600,000 principal at the target rate — an illustration of direction and magnitude, not a quotation of any lender's product.

Assess the platform in full before you commit to anything at all.

The demonstration is not a walkthrough and not a recorded tour. It is the platform itself, signed in, with three sample properties already loaded — every module, every calculation and every report you would hold with an account of your own.

The demonstration operates on a single shared, read-only account. Nothing you enter is written to a database, and nothing is retained once you leave the session.